![]() If you feel like you need more, be sure to tell your agent. The good news is your insurance agent likely gave you sufficient coverage for your personal property. Be sure to store your home inventory checklist in a safe place like in the cloud. Another way to document is with a thorough video or video series. Keep track of your items with easy to use chart! You can even attach photos of your items and quickly send this chart to your insurance agent to help speed up the claims process. Taking the time to inventory your home can be useful in the event of theft or damage to the contents of your home. Would you recall exactly how many pairs of jeans you had and what brand they were? Would you recall how many pairs of shoes you had or what brands they were? What about art? Could you recall the name of the artist and how much you paid for it? A home inventory checklist can help you remember quickly what items you had. Home insurance claims from disasters such as flood or fire are traumatic. When you add up how much all of your personal items are worth, it can be a substantial figure into the many tens of thousands of dollars or more. Our belongings represent our memories, personal style and even investments that hold significant value such as art. Preparing a home inventory can be a large task, but taking the time to do so can make a difference of thousands of dollars when it comes to your claims settlement as well as simple ease of processing your claim.įor many of us, where we live symbolizes us and what is in that house symbolizes our lives. That doesn’t mean any of us should be less prepared for such an event should one occur. ![]() Errors and Omissions Liability Insuranceįor most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster.
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